TEMPORARY STAFFING AGENCIES
General Liability
• Comprehensive General Liability - limits to $1M per occurrence/$3M aggregate
• Blanket Additional Insured coverage where required by written contract
• General aggregate per location
• Abuse and Molestation coverage available
• Blanket Waiver of Subrogation
• Defense Cost in addition to the Limits of Liability
• Coverage available up to the GL policy limits for property in the care, custody, or control of the Insured
Umbrella/Excess Liability
• Large Excess Limits available
Automobile
• Owned/non-owned/hired auto
• Drive Other Car coverage where needed
• Lease Gap coverage where needed
• Minimum physical damage deductibles of $500/$1,000
Crime and Fidelity
• Employee Theft/ Forgery or Alteration
• Money Orders or Counterfeit Paper Currency
• Client coverage
• Third Party Fidelity coverage available
• Inside and Outside the Premises
• Computer and Funds Transfer Fraud
• All coverage available on a loss sustained or discovery basis
Employment Practices Liability
• Employment Practices coverage extends to the “placed employee” of the temporary staffing firm
• Optional selection of counsel - Insured may choose defense counsel or tender the defense to the Underwriter
• Modified consent to settle (hammer) clause with a retention reduction incentive for Insured’s acceptance of the first settlement offer
• Co-Defendant coverage for a client company of the Insured
Errors & Omissions
• Coverage is offered on a claims-made or occurrence basis
• Comprehensive definition of services tailored to staffing organizations
• “For” wording in the Bodily Injury and Property damage exclusions
• Free 60-day discovery clause
• Enhanced Consent to Settle Provision - 50/50 hammer clause as well as a 10% deductible reduction incentive for the acceptance of the first settlement offer
• Full severability of the fraud and criminal acts exclusion for all Individual Insureds; fraud and criminal acts are defended until final adjudication regarding such alleged conduct
General Liability
• Comprehensive General Liability - limits to $1M per occurrence/$3M aggregate
• Blanket Additional Insured coverage where required by written contract
• General aggregate per location
• Abuse and Molestation coverage available
• Blanket Waiver of Subrogation
• Defense Cost in addition to the Limits of Liability
• Coverage available up to the GL policy limits for property in the care, custody, or control of the Insured
Umbrella/Excess Liability
• Large Excess Limits available
Automobile
• Owned/non-owned/hired auto
• Drive Other Car coverage where needed
• Lease Gap coverage where needed
• Minimum physical damage deductibles of $500/$1,000
Crime and Fidelity
• Employee Theft/ Forgery or Alteration
• Money Orders or Counterfeit Paper Currency
• Client coverage
• Third Party Fidelity coverage available
• Inside and Outside the Premises
• Computer and Funds Transfer Fraud
• All coverage available on a loss sustained or discovery basis
Employment Practices Liability
• Employment Practices coverage extends to the “placed employee” of the temporary staffing firm
• Optional selection of counsel - Insured may choose defense counsel or tender the defense to the Underwriter
• Modified consent to settle (hammer) clause with a retention reduction incentive for Insured’s acceptance of the first settlement offer
• Co-Defendant coverage for a client company of the Insured
Errors & Omissions
• Coverage is offered on a claims-made or occurrence basis
• Comprehensive definition of services tailored to staffing organizations
• “For” wording in the Bodily Injury and Property damage exclusions
• Free 60-day discovery clause
• Enhanced Consent to Settle Provision - 50/50 hammer clause as well as a 10% deductible reduction incentive for the acceptance of the first settlement offer
• Full severability of the fraud and criminal acts exclusion for all Individual Insureds; fraud and criminal acts are defended until final adjudication regarding such alleged conduct