RECREATIONAL LODGING
Recreational Lodging packages are designed to meet the needs of those operators providing lodging to outdoor enthusiasts and travelers such as bed & breakfasts, fishing & hunting lodges, dude & guest ranches, and world class destination resorts and lodges. We tailor each policy to address each insured’s unique exposures.
General Liability
• Comprehensive General Liability - $1M each occurrence/$2M or $3M aggregate
• Employee Benefits Liability
• Damage to premises rented to you - $100,000
• Medical payments - $5,000
• Blanket additional insureds
• Available coverage options:
- Personal Liability endorsement for resident owners
- Hunting and Fishing Guides as additional insureds
- Watercraft Liability
- Dogs in the insured’s care, custody, or control
- Marina Operators Legal Liability
Liquor Liability
• Limits to $1M/$1M (in most states)
Property
• Elite Property Enhancement: Great Outdoors, including:
- $100,000 Business Income and Extra Expense
- $1,000 Lock Replacement
- $5,000 Automated External Defibrillators (AED) coverage
- $2,000 per Horse in insured’s care, custody, or control
- $1,000 per Hunting Dog in insured’s care, custody, or control
- $25,000 Fine Arts
- $25,000 Personal Effects and Property of Others
• Replacement Cost or Actual Cash Value coverage
• Available coverage options:
- Blanket limits
- CP1410 Additional Covered Property
- Golf Course Property endorsement
Umbrella/Excess Liability
• Large Excess Limits available Inland Marine
• Equipment, tools, saddles and tack, guns, small boats, ATVs, golf carts, bicycles, snowmobiles, sleighs
• Fine arts
• Electronic data processing
Crime and Fidelity
• Employee Theft/Forgery or Alteration
• Theft, Disappearance, and Destruction
• Guest Property
Recreational Lodging packages are designed to meet the needs of those operators providing lodging to outdoor enthusiasts and travelers such as bed & breakfasts, fishing & hunting lodges, dude & guest ranches, and world class destination resorts and lodges. We tailor each policy to address each insured’s unique exposures.
General Liability
• Comprehensive General Liability - $1M each occurrence/$2M or $3M aggregate
• Employee Benefits Liability
• Damage to premises rented to you - $100,000
• Medical payments - $5,000
• Blanket additional insureds
• Available coverage options:
- Personal Liability endorsement for resident owners
- Hunting and Fishing Guides as additional insureds
- Watercraft Liability
- Dogs in the insured’s care, custody, or control
- Marina Operators Legal Liability
Liquor Liability
• Limits to $1M/$1M (in most states)
Property
• Elite Property Enhancement: Great Outdoors, including:
- $100,000 Business Income and Extra Expense
- $1,000 Lock Replacement
- $5,000 Automated External Defibrillators (AED) coverage
- $2,000 per Horse in insured’s care, custody, or control
- $1,000 per Hunting Dog in insured’s care, custody, or control
- $25,000 Fine Arts
- $25,000 Personal Effects and Property of Others
• Replacement Cost or Actual Cash Value coverage
• Available coverage options:
- Blanket limits
- CP1410 Additional Covered Property
- Golf Course Property endorsement
Umbrella/Excess Liability
• Large Excess Limits available Inland Marine
• Equipment, tools, saddles and tack, guns, small boats, ATVs, golf carts, bicycles, snowmobiles, sleighs
• Fine arts
• Electronic data processing
Crime and Fidelity
• Employee Theft/Forgery or Alteration
• Theft, Disappearance, and Destruction
• Guest Property