PERFORMING ARTS
Performing Arts packages is insurance uniquely designed to fulfill a wide range of special insurance needs for the Performing Arts sector including non-profit theaters, facilities, schools, camps, and troupes. Each policy is custom tailored to address each insured’s unique exposures. General Liability • Comprehensive General Liability - limits to $1M per occurrence/$3M aggregate • Employee Benefits Liability • Employees and volunteers as additional insureds • Coverage for fundraising events • Abuse and Molestation coverage available • Liquor Liability available on primary or contingent basis Property • Blanket limits with large in-house capacity • Special Causes of Loss on buildings, contents, loss of income, and extra expense • Ultimate Coverage - broad propriety property coverage form including Flood and Earthquake where available • Agreed Amount endorsement available with property appraisal • Damage to Premises Rented To You - limits to $1M available • Contingent Business Income for dependent properties available • Inland Marine coverage includes: sets; props, costumes, musical instruments, and fine arts Umbrella/Excess Liability • Large Excess Limits available Directors & Officers Liability Defense costs in addition to the Limit of Liability • Most favorable venue wording for punitive, multiple, or exemplary damages • Order of payments language with priority placed on indemnifying individual insureds first |
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